The claim to the insurance company under the CTP Agreement provides the owner of the vehicle in the event of a dispute. Often the cause of the conflict may be disagreement of the car owner with a reimbursed amount for the payment of OSAGO. Claim should justify.
1
Without independent expertise, it is not necessary. When carrying out this examination there must be an insurance organization agent. It often happens that the representative refuses to appear at this event. But your duty comes in report on the time and date of the independent examination. Need a document confirming this.
2
After inspecting the car, the specialist will conclude. Wire the estimate of the value of materials and repair services for the restoration of the car. And only after that you need to make a complaint.
3
This document consists of three parts: description, motivation and petition. In the first part of the claim in Osago, it is necessary to state in detail the situation, not missing important points, and indicate the subject of the dispute. Describe where and when an accident occurred, on whose fault it happened.
4
In the motivation part of the document, to indicate its demands on the insurance company, substantiate them with the relevant articles of the Law of the Russian Federation.
5
In the last part, the auto owner's claim indicates its requirements and establishes the amount of damage. In turn, the Insurance Agency should make the payment of funds to the Facility for three days.
6
If the insurance company does not pay the required amount or refuses to satisfy fully your requirements, then you need to go to court. All court costs and other costs will have to pay this insurance company.
A properly executed claim under the OSAGO Agreement is a majority of the case to recover their money from unfair insurance agencies. Thanks to these advice, any owner of the vehicle will be able to correctly write this document.
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