The realities of modern life are such that only a few can acquire their own housing, avoiding communicating with bank employees and take loans. But in some cases you can count on substantial assistance from the state or from local authorities. If you fall into one of the programs for subsidizing the population, it is necessary to take advantage of this opportunity and facilitate your financial burden.
1
First of all, get acquainted with the legislation of state and regional levels for the provision of subsidies to the population. In different regions of the country there are different programs. Often, in addition to all-Russian laws, there are also various gubernatorial programs in the field. You can learn about them from the media or on the Internet resources of urban or regional administrations. Or contact the specialists of the administration department by phone and specify whether you really fall under a specific program for the allocation of subsidies for citizens.
2
Find out what kind of subsidizing programs you get. For example, you are a young family (where there are no spouses 35 years old), or with a large family - you have three or more children, you need to improve housing conditions - live in a communal apartment, or in an apartment that is not suitable for housing, or have less than 14 meters for a member Families are a preferential category of citizens, etc. Depending on this, find out what documents you need to provide to obtain a subsidy.
3
Collect a package of documents. Usually, the subsidy needs a certificate of housing and a document that confirms the need for its expansion or improvement, the number of family members, about income on each of the family members, passports and birth certificates, and their copies, marriage certificate, and also Application for granting subsidies. A complete list of necessary documents can be taken in the appropriate administration unit.
4
After you attribute the entire package of documents to the appropriate authority, you will be brought to the list of families who want to receive a loan subsidy, which is formed until September 1 of each year. Then this list is transferred to the local administration, where the application for budget formation for the next year will be formed. If the decision according to your application is positive, then you can count on receiving a credit subsidy next year. By the way, you can take advantage of your right to subsidy throughout the year after making a mortgage or loan for the acquisition of real estate or improve housing conditions.
5
There are other types of subsidies in addition to housing. For example, you can use the subsidy to repay a loan to buy a car. Entrepreneurs can apply for a subsidy on the development of their own business. Even the acquisition of household appliances also exist subsidies. The mechanisms for obtaining subsidies are approximately the same, although the documents may be needed different to obtain them.
However, you should not forget that the increasing popularity of subsidies is growing and the number of fraudsters who wish to get hung illegally. Therefore, each application for the receipt of the subsidy is thoroughly checked and is considered. So pay attention to all the trifles when studying subsidizing programs and be careful when collecting documents not to get a refusal, I spent your time.
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1523
Call money on credit on subsidies. I live in North Ossetia, 300,000 million rubles, for 5 years, I will pay 10% per annum !!!!