Tax deduction is a very pleasant state preference. All Russian citizens have the right to receive a certain amount of money spent by the Russian to purchase housing. Those. The state will return the family spent money, which is called "tax deduction".
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The conditions under which the state undertakes to compensate for the costs:
Housing (room, apartment or house) must be located in Russia;
Money for the purchase of real estate can only be held in Russian credit institutions;
The applicant for tax deduction should have Russian citizenship.
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Only that person who is a conscientious payer of the tax "on the income of an individual" is the right to receive a tax deduction that is known in Russia, it is 13%. Tax deduction can be obtained only once in life and only for one object of real estate.
3
An application for tax deductions is submitted to the tax service at the place of residence of the applicant. In addition to the actual statement, it is still necessary to provide a rather note package of documents:
Agreement on where and who has been acquired by real estate;
Document on the State Registration of Real Estate;
Banking documents confirming the fact of payment for the acquired real estate;
2-NDFL form;
Declaration 3-NDFL;
A copy of the passport and the applicant.
4
For different cases of real estate, the state provides for different other documents. For the tax deduction for the house under construction, it will also be necessary to provide documents confirming that the land plot is owned by the applicant.
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If the real estate object was acquired on the so-called equity scheme, then the applicant's participation contract is also required in the share of the house. Special nuances are also provided for those applicants who acquire housing for their still minor children. Each option for obtaining tax deductions can be found in the tax inspection, there will also provide a complete list of documents that need to be collected.
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After filing the entire package of documents to the tax service, legislators have the right to assign payments in 30 days - according to the law they are given a month to study the documents (Cameral Check).
The amount of tax deduction, and it cannot be more than 260,000 rubles, will return to the applicant for several months or years. The duration of the return depends on the magnitude of the applicant's official salary. Sometimes the "tax deduction" of Russian citizens call "money for repair". Indeed, in the amount of deduction, it is possible to include the cost of repair of acquired housing. What documents will be required for this, you can learn from the article "How to return money for repair".
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