Everyone who plans to buy an apartment in the near future, it is necessary to thoroughly examine the methods of obtaining tax deductions. Having bought real estate, you can return 13% of its cost, that is, to return the percentage of income tax paid. But there are some restrictions - get a return return possible once in a lifetime, only 13% of the cost of purchased residential real estate and not more than 260,000 rubles. It is necessary to collect a set of all documents to return the tax, then submit to the tax inspection at the place of registration.
1
Note that it is taken into account when compensated by the retained tax for the previous 3 years, for example, if the housing purchase occurred in 2014 - indicate tax deductions for 2011, 2012 in documents. Buying residential real estate on the mortgage, you can additionally get 13% of the amount monthly paid percentage. Certificate of tax deduction You may be issued at work or in the tax inspectorate at the address of the registration.
2
Fill out the form of the 3DFL - the tax declaration. This is a typical procedure for tax inspections, but it can be performed independently with the help of a program posted by the Federal Tax Service on the Official website, use the services of specialized in this firms. Get help in the accounts (Form 2NDFL) paid taxes and received income over the past year on the job. If wages are not high, compensation may last for several years. Since 13% is taken from the sum actually paid your income tax.
3
Make copies from the package prepared for the tax inspection confirming the purchase of housing you: documents confirming cash spending (cash receipts, receipts, payment orders, receipts, bank statements), purchase agreement, act of acceptance and transfer certificate. A copy of the certificate of the Inn, copies of the passport, all documents, their originals for reconciliation to the tax inspectorate at the address of the registration.
4
If the property is purchased through a mortgage, then you can return the mortgage payroll. To do this, prepare the following documents: Agreement concluded with the Bank, a certificate of interest paid by the Bank of interest, the schedule of their payment, a certificate that confirms the payment of a mortgage loan. For this incident, no restrictions are provided, for example, if interest amounted to 3 million rubles, then the amount of 390 thousand rubles will be presented to return.
5
Write a request to provide you with property tax deduction as a taxpayer in connection with the purchase of real estate, rent a package of prepared documents. The tax inspector will consider and verify the documents provided by you within three months, then the mail notification will announce a decision taken by your application. If the result is positive - write a statement in the tax inspectorate, specify details for transferring money. Payment for a month will be listed on the account you specified.
6
Get a notification in the tax inspection to obtain tax deductions in the current year. Transfer the notification to your employer, on its basis you will be returned to the income tax paid for the year, until the end of this year it will not be held. Notice to receive in the tax inspection, to transmit at the place of work it is necessary annually, since its validity period is 1 year.
Tax deduction The taxpayer is entitled to receive not only for the purchase of housing, but also for the cost of building materials, materials for finishing work, payment of repair work, if the housing is purchased without finishing and this fact is registered in the contract of sale. You can later use the property tax deduction, if in one tax period it is not fully exhausted and the residue turned out.
Share advice:"How to return 13 percent for the apartment"
0
2659
