When you received a regional MSC for the third or subsequent children, then you need to familiarize yourself with the conditions of spending of this type of material support of the population. Do not forget that when receiving permission to use capital, you are entitled to summarize it and federal maternity capital to improve the quality of life of your children. Read this article and take all useful information for yourself.
How to use regional maternity capital - Causes for spending
We will analyze in detail what reasons are the main and operate in all regions of the country.
Fee for the education of your children
Despite the fact that capital is given for the birth or adoption of one child, it is possible to spend it on all your children, younger than twenty-five years. To invest money in the form of a child, an educational institution must be:
- within the Russian Federation
- pass state accreditation.
In addition to paying for training, you can specify such reasons:
- covering the cost of living the child in the hostel,
- costs for personal accommodation and economic needs.
Of course, the statement will need to make proof of the child's enrollment in the general education institution and the causes of other spending.
Improving housing conditions for children
This item involves the purchase of living space or repayment of the loan on it. As with the use of federal maternal capital, your child should be three years old, or since the adoption, three years have passed since the adoption. Exceptions are:
- available loan at the time of receipt of the certificate of maternal capital. In this case, you do not need to wait for three years, you can repay this loan tools for MSK;
- making the first contribution of the mortgage. Many banks have special mortgage loans for a combination with maternal capital. You can take a mortgage and without waiting for the deadline.
In order for you to give permission to buy housing, the following conditions must be observed:
- the property share will be recorded on all family members in equal sizes, including all children.
- you have no more real estate owned;
- you have already found housing and are ready to bring documents to the Pension Fund of Russia at your place of residence.
With documents and a statement on spending permission, you submit a purchase agreement and other transaction documentation.
Repair of existing housing
A rather difficult point, since the usual apartment renovation or home regional maternity capital does not cover. You can use the means for the reconstruction of the house, as well as changes in its parameters: zoom in size, lifting the ceilings.
In the Department of the FIU with a statement, you attach the fact of changes with all the measurements, if the living space is in very poor condition, then the documents from the specialists who recorded it.
How to Use Regional Maternity Capital - Documents for receipt
If you have collected all documentary evidence of your needs, then bring such a package to the Pension Fund of the Russian Federation:
- the passport of the spouse, which was issued by the MSK certificate,
- certificate itself for the assignment of regional maternal capital,
- application for permission indicating all reasons
- documentary proof of your spending.
It is desirable to contact the FIU in advance and clarify which the rules act in your region, as they may vary, unlike laws regarding the federal maternal capital.
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