Many parents who managed to get a certificate for maternity capital already know that it is possible to use these funds only for certain purposes and only to achieve the child for three years. However, there are several important nuances, thanks to which you can spend some part of MSC for special needs. All of them will be listed in this article.
How to use maternity capital up to 3 years
Indeed, it is possible to buy or build your housing on the funds of capital. But only if you:
- have already taken a loan for housing and made the first installment from their personal funds;
- you wish to take a mortgage and you lack at the first installment.
Other ways to buy housing at the expense of maternal capital simply does not exist. Any consumer loans, restoration of housing, buying any personal homing items are not covered by MSK and are not provided for by law.
If you decide to purchase a living space in this way, remember the conditions:
- You must have permission from the Pension Fund of Russia, which you can get in any branch of the city.
- The certificate of assigning MSK in your hands is not lost.
- In the purchased housing, you divide the property right between the whole family, namely: you, spouse, children in equal shares. If grandparents and grandparents took part in the transaction, they are also entered into an equal share.
Note that the housing should be framed in common property for six months from the date of purchase, that is, the very fact of the transaction.
How to use maternity capital up to 3 years old child disabled
This is a separate case and it is provided by law. You can contact the Pension Fund at your place of residence and apply for the right to use capital to care for the child - disabled second or first category, as well as introducing it to society.
If a child has a third category of disability, such cases are considered individually, pushing out from the state of the child and your material situation.
How to use maternity capital up to 3 years - receipt of cash
As anti-crisis measures, the state may issue up to twenty-five thousand rubles in the score of your family budget from maternal capital. To do this, you should also contact the Pension Fund at the place of residence and apply. With you, it is necessary to have a passport, a certificate of assigning MSK, the child's birth certificate.
In a statement, you indicate the reason for the removal of funds, you may be asked to confirm this fact with any documents.
Do not forget that you can submit such a statement by registering on the FIU website and filling out a special questionnaire.
0
431
