Traditionally it was believed that the bank card can belong only to an adult person. Today, the attitude of some banks to this issue has changed. One of them - Sberbank, the program was launched. " Respect From Sberbank, "which contributes to the release of youth debit and credit cards. Use them allows the younger population to develop the ability to independently dispose of their financial resources.
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Youth debit card refers to banking products, which can be used by young people and adolescents. She is registered embled (the name and surname are extorted), is related to international payment systems MasterCard and Visa.. It can accrue cash, as well as with its help, shopping and paying in stores abroad and foreign sites are free. There is also a credit card. Its difference is that a debit card can contain its own cash of its owner, and credit - loans (bank loans).
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In order to arrange and obtain the aforementioned banking product, it is necessary that the following requirements are respected when designing the following requirements: the age of a young man / girl from 14 to 25 years; Mandatory availability of citizenship of the Russian Federation and registration at the place of registration of the map. Application for registration can be left on the website of the bank on the Internet, but to get a card you need to visit his department in 5-7 days, as Sberbank does not deal with their sending.
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The purpose of use is completely diverse. Those who have this banking product are provided with a wide range of services, which includes the accrual of scholarships, wages and other funds. Also, the card can be paid for purchases both in ordinary and online stores in Russia and abroad. You can make payments for the provisions of the Internet services, cable television or telephone, make payment of a mobile phone via the Internet or using the Mobile Bank service.
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Additional information for the holders of a youth debit card: the currency of cash charges is limited only by rubles; The design of the product release of teenagers and young people can choose on their own, but it is worth 500 rubles; During the year, the subscription fee is 150 rubles. Card reissue, for example, with its loss is free.
Youth debit cards produced with just a few banks, they include Sberbank, Rosbank, Ref bank. Acquisition It helps young people to join the world of modern banking services, manage its finances conveniently and profitable.
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