To obtain credit funds in a bank, the borrower must provide a certain list of documents. Even if you "hoping" on the advertising slogan about "loan without references in 5 minutes," most likely, you will have to show a passport in which there must be local regulation. Most often, banks are very reluctant to issue loans to customers without registration. However, some financial institutions are ready to take risk if you are in other ways to "prove" your reliability.
1
If you are not spelled out in the city where you want to get a loan, try issuing temporary registration. In this case, the bank will issue a loan for the validity of this type of registration.
2
For the lack of permanent registration, a prerequisite for obtaining a loan is a continuous work experience of at least 1 year. The bank will also consider your application if you provide a certificate of income from the enterprise, and the monthly profit must be quite high.
3
You will most likely refuse a loan if you have a "bad" credit history. Note that overdue payments to previous loans or unpaid debts to banks can spoil it or unpaid payments.
4
Before issuing you a loan without registration, the bank may require you to provide reliable guarantors who have a permanent resilience in the city where you are trying to make a loan.
5
Your application bank will consider about two weeks. If the decision will be made positive, then all the credit conditions will be identical to those on which the loan is officially issued.
6
It is worth noting that the purchased goods will be considered a deposit in this form of lending. And the bank can increase the interest rate, given the high degree of your "unreliability".
In order not to get to him, going about the dubious advertising of loans "without documents", it is best to explore the terms of lending directly in the banking department or on the website of the institution.
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