Rules Accrual Pension Citizens change very often: every year amendments are made to existing laws and reforms are envisaged. So now, the state calculated a new program of gradual increase in the retirement age of citizens, an increase in the experience, raising the requirements for pension points. In this article you will learn from what age pension payments are now charged, how to calculate their number and order of obtaining a deserved pension.
As a pension is appointed - Requirements for pension
For all the usual age at sixty years in men and fifty-five - women will now rapidly change, namely:
- mandatory age will reach 60.5 years in 2017 and 55.5, respectively. In 2018, this age will rise to 61 and 56. The increase will occur until sixty-five and sixty-three years, due to the calculation: every year plus half a year to mandatory age;
- labor experience will remain at the mark of twenty years;
- insurance experience smoothly rises from the mark of eight years to fifteen a year for every past year. That is, in 2017, the insurance experience of a citizen must be nine years;
- recent innovation - the pension score also tolerates change. Now the citizen should be at least thirty such points. They depend on the level of your wage, calculated by the average arithmetic, and the number of contributions to the pension fund by your employer.
Of course, there are separate categories of citizens who do not apply to criteria: some social groups, the disabled of the first category, the blind citizens, large families, employees of certain specialties and so on. To learn more about them, read the informative article. How many years do retire.
As prescribed a pension - the calculation of the pension
At the moment, there are three ways to first find out the size of your future pension charges: calculate yourself according to the official formula, use the PFR portal on the Internet, to personally come to the separation and ask for this procedure.
Immediately it is worth saying if you want to find your pension absolutely exactly, then one option is suitable - a personal appearance in the departments of the Pension Fund at the place of residence. Only experts will help you know the true meaning.
In two other cases, you will get approximate numbers that will be as close as possible to the truth. To calculate the pension by the formula, you need to find out your exact experience in advance, the number of points, the average salary, the average zP in its region and fixed payment. Indexation can always be found from this article. How the pension is indexed.
On the PFR portal everything happens much faster, you just need to go according to the link http://www.pfrf.ru. and fill out all the fields with reliable information. Then click on the "Calculate" button and get an approximate size.
Considered this item in detail in the article. How to calculate a pension in 2017.
The procedure for prescribing a pension
Start collecting documents for no less than six months before the expected retirement date. For about a month, come to the PFR compartment with such a package:
- Your labor book is either other documents confirming the experience.
- Insurance certificate.
- Help on the average monthly income from the place of work. You need to get this document in advance at your employer, it is obliged to provide such a certificate for ten days.
- Passport.
- Insurance certificate.
Already being in the department you fill out a statement. Consider his pension fund employees are obliged within ten working days, if there are no complaints, you will receive your accruals. If the staff will tell you to convey some documents, then the day of destination pension will be deposited until you give them.
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