The trends towards globalization touched on almost all spheres of human life, including aspects of the real estate market. Each non-resident who wishes to buy an apartment abroad has the right to do this in the procedure established by the law of the chosen country. Many of our compatriots are thinking about how to buy an apartment in Spain, which has a mild climate of this country, hospitality, loyal legislation.
1
The first thing is worth knowing a foreigner who wants to buy housing in Spain, he can stumble upon apartments - immigrants, most often from the CIS countries. Therefore, if you do not know thorough legislation of this country and language, better contact a solid real estate agency. Commissions agencies in this case will be from two to five percent, but the deal will conduct employees at the highest level: they will check the legality of the sale of the apartment and its history, will help after making a transaction to renek contracts with service providers, they will advise in tax issues.
2
After you choose an apartment for purchase, you will need to open an account in the Spanish bank. This simple procedure takes a little time, a passport is needed from documents. Subsequently, this account will be paid a contract for the purchase of real estate.
3
In Spain, the property is registered in the ownership registry (Registro de Propiedad), where you can find out information about the owner and the apartment itself. If the accommodation is fully suitable for you, the contract of sale is drawn up, in which all the terms of the transaction are prescribed. The deposit amount is usually 10% of the cost of the apartment. The remaining amount is paid when signing in a notarial office.
4
Current can be taken from the notary after 3 days after signing. Within 30 days, you will need to pay for the stamp harvest if the apartment is sold for the first time (1% of the transaction) and VAT (7% of the transaction) and provide a document into the registry. For the secondary market, the transmission tax is paid (6-7% of the transaction amount). If the seller is not a resident of Spain, you must keep 5% of the cost of the apartment and transfer to the tax.
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The costs of a lawyer will amount to about 1% of the amount of the transaction, one can agree on the hourly rate from 1000 to 2500 euros. Nootarium costs will be from 0.5 to 1% of the contract. The cost of registration of property does not exceed 1%.
6
Becoming the owner of an apartment in Spain, you must pay the annual real estate tax. It includes 2 payments: the first is 0.4% of the sum of the cadastral statement, the second depends on the location and the real estate area. When investing property, monthly payment will be from 15 to 25 euros.
Buying an apartment in Spain will allow you much easier to discover a visa for staying in this country. At the cost of housing, it is more expensive than 250,000 euros one can count on a quick receipt of a residence permit and citizenship.
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