How to buy a house in the USA

Any foreign citizen has the right to acquire real estate in the United States. Before buying a house and make a deal, learn the features of the American real estate market. It will help you avoid possible mistakes and risks.

According to America's legislation, foreign citizens have the right to acquire land plots, apartment buildings for subsequent rental, residential buildings, apartments and commercial buildings. Find a good agency that will help you choose a suitable purchase facility and make a deal. There are a lot of private agents and large companies on the market that provide such services.

If you are in Russia, experts will help you place an invitation and get a visa. They will meet you in the US and show selected objects. If desired, the transaction will make a Russian-speaking employee. Tell the agent, what type of real estate you want to purchase. If you want to get a mortgage loan, report this - this option is also possible.

Discuss with him all the details about the terrain favorite. Talk about prices, the cost of life, quality of housing, neighbors, terrain landscape, availability of shops, local criminal situation, presence of children's educational institutions, etc. Try to mostly describe the portrait of the future at home so that the agents pick up the most appropriate options.

Select multiple houses for inspection. Before the trip, discuss with agents the procedure for consideration of objects, the procedure for concluding a transaction and a list of additional services that will have to pay. Thus, after arrival, you will avoid unpleasant surprises. If you know English, you can act independently without resorting to the agency services.

But in this case, you may have problems with obtaining a visa, the choice of objects and the conclusion of the contract. Therefore, it is better to make such transactions with specialists.
Go to America and explore the selected objects. Pay attention to ventilation, heating, wiring. These systems should work properly. Also carefully inspect the pool, windows and basement. In the latter should not be traces of water.

You can visit the local police station and ask a report on the criminal situation in the area. For more confidence, invite an inspector, an independent appraiser and gas service. If shortcomings are detected, demand from the seller to reduce the cost of the house. When you choose the house and accurately decide to purchase it, make a preliminary purchase agreement in the presence of your agent.

Push the negotiation conditions and set the final price. After that, the house will be checked for legal purity. If everything is in order, it is necessary to conclude a real estate insurance contract and sign the final contract of sale. You will be asked to make a deposit and pay extra costs - register duties, insurance, lawyer services, etc.

Implement the final calculation on time. After that, you will receive a document on the right of ownership of the object and will be considered a full owner of the house. Each state has its own rules for issuing documents for ownership, but in most of them the closing date of the transaction is about a month.

When you get the desired document, it will be the date of entry into the right of ownership. The rules of some states provide for the registration of ownership of the court. Make sure the agency's representatives registered paper. They must pass them to you.

Now you know that buying a house in America is not so difficult. The above-described tips will help you correctly make a deal and become the happy owner of the house in the United States.