All banks of Russia produce their personal cards. Some of them are tied to their own banking system, and part to international. Both those and others have limitations on the terms of use. For example, the Sberbank's own Sberbank Card has a validity of 12 or 24 months. And Sberbank MasterCard and Visa cards - 3 years. How to change the card after its expiration?
Using a card of any financial institution, note that it is specified on it. After this period, you must come to the branch where they received a map. With yourself you need to have a passport and a card. In all banks, a new bank card is already waiting for you to get stored in a safe. If you are a doubting person and worry that you will not get a new day "Day per day", call the week for three to the bank and remind the Bank's employee that you will soon expire the date of the map. Most likely you will hear the answer that the map is already manufactured for you.In case of changing the surname, do not tighten the card sharing. Contact your bank as soon as you get a new passport. Suddenly you will soon come together to go on a journey, there you must and use the international map "MasterCard" or "Visa", issued in your bank.