How to use a payment terminal?

Innovations that come into human life make people improve their skills and skills. A striking example of this is payment terminals - electronic kiosks, which offer to make payment in many directions in a matter of minutes. Now you do not need to stand in a long line to pay for utilities, you can quickly replenish the Internet or transfer funds to the seller.

This procedure is convenient, safe and affordable, but so complicated at first glance. It is especially difficult to master it for older people. To remove doubts and fully enjoy a convenient function, you need to understand the algorithm of its action.

1

Advantages of the payment terminal: Can you pass by?

When it is necessary to spontaneously make payment, it is payment terminals that can come to the rescue. They are located in many shopping centers, banks and places of a large accumulation of people, therefore it is very simple to resort to their services.

Different types of terminals can offer a different package of services. The entire list will be visible on the screen in the “Main Menu” section. The most popular are payment services:

• mobile communications;
• utilities;
• Internet and telephone services;
• cable television;
• loans;
• funds to the seller for goods or service;
• replenishment of an electronic wallet, Internet - accounts, etc.

Such wide functions allow you to completely replace the payment of services through the bank. When the operation is completed, the terminal will issue a confirmation - a payment check, where the date of the operation, the amount, and the details of the recipient will be indicated. You can also find the technical support number there. If suddenly the payment did not reach the addressee, then you need to contact this number.

2

How does the payment terminal function?

The principle of operation of such a terminal is very similar to an ATM. This is a standard computer that has certain attitudes for the transmission of information, the work of calculations, etc.

• The software, which is specially developed for payment terminals, includes a set of functions. All of them are presented on the screen in the catalog of services. All that needs to be done is to choose the necessary position, enter your data and details of the recipient.
• Actions are carried out using a sensor: a light touch to the screen allows you to perform the procedure.
• The software is configured so that the terminal always asks for confirmation from the user, therefore it is almost impossible to make an error. The main thing is to close the data carefully.
• If suddenly the information was entered incorrectly, then you can press the “back” and the terminal will return the user one step back.

All these manipulations occur from the outside, more serious actions occur inside the terminal. Using secure communication channels, the device is associated with the information processing center. The latter appeals to the service provider to get confirmation of the operation. After that, the transaction itself occurs.

3

How to use a payment terminal: step -by -step instruction

It is not difficult to use the payment terminal if you perform a simple sequence:

1. On the screen, select the desired function (payment of utilities, replenishment of a mobile account, etc.).
2. Then a clarifying menu will appear in front of the user. The terminal will ask you to fill out the fields (indicate the mobile phone number, calculation, personal account) depending on which service was selected.
3. Indicate the amount of payment and click “Pay”.
4. Bring the amount by investing bills in the desired department.
5. Get a notification that the procedure is completed successfully.

• Each stage is confirmed by the “Next” button, and the action can be canceled by pressing “back”.
• It is important after the operation to request a seal of the check. It is not always issued automatically, sometimes the terminal can request permission to print it. In this case, you need to confirm this request.
• If the system fails, then it is the check that will prove that the operation was carried out.

4

Attention to details

Starting to pay through the payment terminal, you need to know a few nuances:

1. Some terminals can take a commission for their services. This amount is deducted from the one that will be indicated by the user. Therefore, if you need to transfer the exact amount, you should add a commission to it.
2. The terminal does not give back the change. The entire amount paid will be credited to the account or will remain as an advance. It can be used using the system in the future.
3. Some bills are not accepted by the terminal. When the user inserts them into the receiver, they can be returned back. This means that the money is either very worn out or fake. In this case, you can try to smooth them a little and offer again to be credited.

5

Advantages and disadvantages of such payment

The use of payment terminals has many advantages. In a metropolis, this is an opportunity to significantly save time. In addition, such advantages can be distinguished:

• a wide selection of services, the payment of which can be made in one place;
• you can make payment for any amount;
• in some cases, there is no commission;
• high degree of safety of payments.

The disadvantages include the fact that the percentage of the commission is not always known. The user has to install this indicator by trial and error. Another minus is the inability to get back.

If you familiarize yourself with how payment terminals work in advance, then they will become excellent assistants to perform many operations. Although they have their drawbacks, they are insignificant in comparison with the advantages.