In regulating this issue, the basic law is the decision of December 17, 2010 No. 173 of the Federal Law "On Labor Pensions in the Russian Federation". Immediately it is worth saying that the widow will not be able to retire the deceased husband, as it is not provided by law. There are three types of pensions: disability, if a person receives any disability group; in old age, this pension is assigned to all citizens to achieve a certain age and experience; By loss of the breadwinner - it is this item that can help you. Check out some nuances of receiving a pension for the loss of the breadwinner in this article.
How to retire your husband after his death - is it possible to get
After the death of the spouse, his cumulative account in the pension fund remains inviolable. When inherited, you have the right to get it. For this, a number of items must be respected:
- since the death of her husband passed less than six months;
- you know in which NPF or PFR is the account;
- you have entered into a legacy;
- you were in an official marriage;
- spouse was born later than 1967.
Do not forget that when you enter into inheritance, you get not only the property of the spouse, but also his debts.
When performing all items, you need to take a written application to the Foundation, where the accumulative part of the spouse lies and write a statement. With me, you need to have identity documents, the death certificate of her husband. Wait for a response from the Foundation and, in case of problems, decide them. Payment you will receive either on the bank account, or in person personally, depending on your desire.
How to retire your husband after his death - Pension on the loss of the breadwinner
The main problem will be the proof that the spouse really provided the family. You will have to collect some documents from which it will be seen that the contribution of the husband to the family budget was significant.
After consideration of the application, the Russian Pension Fund staff will give you the opportunity to receive such a type of pension, however, it is impossible to combine it. You can choose: to receive your insurance pension or pension for the loss of the breadwinner. You can change your choice with an unlimited number of times. If the spouse was a military personnel, or an employee of the Ministry of Emergency Situations, then part of the benefits laid by his wife is saved for you.
It is recommended to first calculate the approximate size of such a pension, and then make a decision: change or not change the main pension.
Prepare such a package of documents in the case of a retirement in the loss of the breadwinner:
- certificate of death of her husband;
- application for refusal of the main insurance pension;
- identity document;
- documentary proof of the significance of the pension of the husband for the budget of the family.
How to retire your husband after his death - the calculation of the amount
The exact formula is given in Article 16 of the Federal Law of the Russian Federation No. 173: Bunch \u003d PC / (T XK) / KN + 1281. Decryption look like this:
- PC - the amount of the estimated capital of her husband on his death day;
- T - the number of months 228 is always taken;
- K - the ratio of insurance experience by 180 months;
- KN - the number of disabled citizens in the family of the deceased;
- 1281 - Fixed amount of payment of the spouse.
After calculating this scheme, you can decide on the choice of the type of your pension.
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