The closing of the bank card is an important, responsible procedure, you need to treat it with all seriousness. Tinkoff Bank has a distinctive feature from other banks of Russia - he has no own branches, ATMs, except the main office in Moscow. It is here that the call center is located, where employees work with clients by communicating by phone.
1
Due to the fact that the bank does not have departments in the cities of Russia, the closure of the card is remotely. To do this, call the hotline 8-800-5551010, it is available around the clock without days off.
2
A document that regulates the procedure for closing the map of the Tinkoff card, is called "a comprehensive banking service agreement (universal agreement)." In paragraph 3.5.2. This contract is indicated that the client at any time has the right to terminate the Agreement, as soon as all the debt is paying over the Bank and destroys all the funds on the cardschets, the deposit accounts, closing them. For more information on the procedure for closing the Tinkoff card are described in Section 8 of the General Release Conditions, Map Service. Document can be downloaded on the bank's website.
3
The first step at closing the map should be repayment of debt to the Bank on this map. You can clarify the full amount of the debt from the Call Center operator or in the Internet banking Tinkoff. If you are focused on discharge from the bank, keep in mind that the bank may detach the amount of debt after you have come out "at zero" (for example, for the service of SMS-informing, for the use of the loan last month). If you have extinguished the debt and do not plan to use the card, you can disable the SMS service service so as not to pay the bank for 59 rubles every month. If you make an amount greater than debt to the bank, that is, overpaid, the bank is obliged to return you money by order of the client. In it, you must specify the refund method (for example, postal translation). When transferring the bank to keep the commission of 2% of the total amount (at least 90 rubles, but not the longer the amount of translation).
4
A month before the map is closed, you should notify the bank about your intention. To do this, you can send a letter to the Bank's main office (address is available on the Tinkoff website) or call the Call Center. In case of change of plans, you can withdraw your application throughout this month.
5
After the map is closed, it can be returned to the bank or simply destroy, cutting into several parts. But do it better after a few months when you specify the absence of problems on the closure of your card. This information can be found in the Internet bank (the map will be "closed") or clarified by calling a hotline. Also in the call center you can order a certificate about the closure of the account, the absence of debt on the map.
If you comply with these recommendations, you will not have a sudden drawing on the card that you considered closed, your credit history will remain clean.
I can't close the card for 4 years. When talking with the bank, I ask the map to close, do not release a new one. The Bank asks to pay for the annual maintenance of the card (600 rubles.) I spend the payment. The bank says the map is closed, the contract is terminated. A year later, notification is notified of the next payment of annual services. Voila, so for 4 years.
In the first, I come across such a terrible bank !!! To close the map, you need to spend so much time. At the same time, they do not prevent that it turns out to be chosen by sending some kind of application. Heathro. Everything is to milk people. Let even in a penny, but to milk !!!!
Disgustingly, the operators say one thing, charge absolutely third, today we decided to close the map - I checked in the application and personal account, there is no debt, everything is paid - I call, you must pay a debt, 76 rubles ... I say what? Is everything clean with me? No, they say, we have a debt on you in the program .. And everyone ... left, until they paid these 76 rubles, they did not fall behind, they began to be sad, Khmita, it turned out to be some kind of neurish ker (Jeann), which seems to be simply interrupted, shouted etc. And then just threw the phone ... What are the rams - honestly ... so you want to crack them ... Tinkoff himself, where does it look? Probably the truth about him say
3
2342
Lies !!!!! The most terrible bank !!!
Vasya! And what is the horror of this bank. It is impossible in more detail?
I can't close the card for 4 years. When talking with the bank, I ask the map to close, do not release a new one. The Bank asks to pay for the annual maintenance of the card (600 rubles.) I spend the payment. The bank says the map is closed, the contract is terminated. A year later, notification is notified of the next payment of annual services. Voila, so for 4 years.
In the first, I come across such a terrible bank !!!
To close the map, you need to spend so much time. At the same time, they do not prevent that it turns out to be chosen by sending some kind of application.
Heathro. Everything is to milk people. Let even in a penny, but to milk !!!!
It is a fraud of pure water. Indeed, the map does not work close, divorce for money.
Good evening. Please tell me which application you need to send?
Disgustingly, the operators say one thing, charge absolutely third, today we decided to close the map - I checked in the application and personal account, there is no debt, everything is paid - I call, you must pay a debt, 76 rubles ... I say what? Is everything clean with me? No, they say, we have a debt on you in the program .. And everyone ... left, until they paid these 76 rubles, they did not fall behind, they began to be sad, Khmita, it turned out to be some kind of neurish ker (Jeann), which seems to be simply interrupted, shouted etc. And then just threw the phone ...
What are the rams - honestly ... so you want to crack them ... Tinkoff himself, where does it look? Probably the truth about him say
Hello Eugene, tell me, turned out to close the map?