If you are the owner of a vehicle, you must have a policy of civil liability - OSAGO.
Why do this document need? First of all, the absence of the policy will become a barrier on the way of using the car, as the operation of the car without an insurance document is prohibited. Also, all persons (including unlimited number of persons) are recorded in OSAGO), which can be allowed to manage this vehicle. In the case of an accident, the damage compensation will not be at the expense of the personal funds of the car owner, but at the expense of the insurance company. What needs to be done to become the owner of the insurance document?
Registration of the policy of Osago
Make an insurance policy can arrange any right to manage auto. To obtain insurance, it is necessary to prepare the following documents:
- Certificate of identity (passport).
- Vehicle registration document.
- Driver's license.
- Coupon that is either a diagnostic card.
To obtain insurance, it will also be necessary to write an application for the conclusion of a civil liability insurance contract, pay the policy. When making an insurance document, it is not necessary to show the vehicle itself.
Ways to form a policy of Osago
You can arrange a policy in several ways - to make a personal visit to the insurers, leave an application on their website or call the organization providing insurance services, and express a wish to issue insurance.
A visit to the insurance company
If you make up the insurance policy for the first time, then the only available option is to receive a paper document. To do this, you need to choose an insurance company, the services of which you want to use, and visit her office.
- Read the desired package of documents. The final list of securities is better to clarify in a particular company. A package of documents will depend on the terms of the agreement, the type of car, the number of persons admitted to management.
- Together with the documents and filing an application for a policy.
- insurance Registration takes several minutes.
The cost of insurance document defined the state tariff corridor, so the price of the policy in various companies would be little different. Documents can be submitted by mail, but it does not save you from having to visit the office of the insurer - for data verification and payment policy.
Electronic Policy Osago
An insurance policy remotely - a popular and affordable way to complete necessary documents. Earlier provide policy-line could not all insurance companies, but in January 2017 a similar service to provide all insurers. The only 'restriction' - the ability to take advantage of remote service can only those motorists who have previously made out insurance on paper. What is the procedure for obtaining the policy in this case?
- You choose the insurance company and is registered on its website.
- Next, fill out the required fields about yourself and your car - the driver's passport data, brand, model year cars and power of its engine, the data of the certificate of state registration, diagnostic checkup card.
- Familiar with the final price of insurance, which is influenced by factors such as the driver's area of \u200b\u200bresidence, age, driving experience (including the presence or absence of an accident), engine power cars.
- Further there is a reconciliation of contributed data and information base of the PCA. At this stage, it may be difficult, since the probability of errors in the latter.
- After successful validation, you need to pay for an insurance policy in any convenient way - by credit card or e-wallet (eg, Webmoney, QIWI or Yandex).
- After that, your e-mail or personal account on the website will be sent to the form of insurance.
After registration of the policy via the Internet, you do not need to print it. During the inspection, the inspector of traffic police will set their own presence or absence of insurance in a single database. However, for more comfortable movement on the roads it is desirable to print the document.
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