Since 2015, each person has the right to acquire the policy of mandatory auto insurance through the Internet. At the same time, only the members of the Union of motorways can distribute policies. Be careful when choosing a bank in which you are going to buy OSAGO. The electronic policy has the same power as its paper medium: a traffic police officer has access to the database of all policies, which allows you to check its availability at the accident site. Therefore, it is not worth worrying about the accuracy of electronic documents. Learn a few sites where you can issue your OSAGA policy, as well as look a specific example of design.
Where to get the CTP on the Internet
There is a special registry, which includes all members of the Union of motorways. The fact is that for the execution of the policy of the OSAgo, the Bank must have a specific license, otherwise its activities are recognized as illegal.
If you are in the search bar, you will see the corresponding request, you will see how many sites offer to buy Osago online. However, you should not trust them all. For your convenience, this article provides a list of existing organizations, legally executing the policy of OSAGO:
- Ingosstrakh is one of the largest motorways in the entire market of Russia. Active reference reference: https://www.ingos.ru/ru/private
- Alpha Insurance - it is possible to register through the website of the State Service, which is very accelerating the process. https://www.alfastrah.ru/individuals.
- Renaissance Insurance - here registration and registration of the OSAGO are one procedure. You can immediately calculate the cost of the policy. http://www.renins.com/buy/auto.
- Reso - Creating a personal office and the calculation of the OSAGO policy is also combined. https://client.reso.ru.
- Tinkoff is many well-known company. So far, it gives electronic procedure not in all regions, but it expands rapidly. https://www.tinkoffinsurance.ru.
- ZETTA - the service only extends the insurance policy, does not give out new ones. https://osago.zettains.ru.
- Insurance house VSK - rapid design, it is possible to log in through public services. https://shop.vsk.ru/osago.
- ERGO - the preliminary registration on the service is required, does not support the entrance through the ESIA system https://online.ergo.ru/osago.
- Hoska - Purchase of Polis is possible not in all regions, available in almost all Siberian regions. https://xocka.ru/osago.
In fact, this list is slightly larger, but the rest of the services are available in a limited number of cities, and may also not support the purchase of new CTP polishes.
What you need for registration of the OSAGA policy via the Internet
You will need the same documents as in hand:
- Your passport data.
- Full information on the road vehicle.
- Instead of electronic signature, it is for now that you can use the SNILS number, however, it is a shaky option, since the government often tries to cancel it. Create your electronic signature in advance.
At one of the stages of registration, the system itself will ask your driving history in the registry. The cost of the policy will influence the car brand, your driving experience, the number of accidents from your driving history, the purpose of using transport.
Knowing this information, try issuing a policy of instructions below.
How to arrange the OSAGO via the Internet
For an example, you can take the two largest sites: Ingosstrakh and SCS Insurance House. Follow the link in the first step of this article and repeat the algorithm:
- Immediately you will fall on the form page. Mark the "New Treaty" on the first line, as you need an arrangement of the CTP from scratch.
- In the second line, mark the "physical face".
- To continue design, you need to specify the city from the drop-down list.
- Select the type of your road vehicle and its brand. If your brand is not listed below, simply use the search bar below it.
- After instructing the brand, you will have to specify the year of the car, its engine. You can find out all this data in a technical passport.
- Next, select "Yes" or "No" in a line with a question about the trailer.
It is very important to correctly indicate the purpose of using the vehicle, most often "personal".
- If you need an accurate calculation, then you need to go through the registration procedure, instructions of passport data, filling out an electronic signature so that the system can make a request to the registry.
Otherwise, you can only choose "Pre-calculation". - Exactly indicate data on the number of persons managers, their driving experience and age.
- The last point will be the choice of the type of contract. It depends on whether you wish to make a call to the insurer to the accident site, or limit yourself to the protocol and subsequent diagnostics. The usual contract is valid for one year from the date of entry into force.
- Click "Calculate".
- The approximate cost will appear on the screen. Nearby there will be a "Osago" button.
- You will have to fill another small form and go through the registration procedure with the indication of passport data. Either just go through the public service website so that all data moves from there.
- After filling out the genuine information of all rows of the form, the system will check you in the registry and calls the exact amount. It is possible to write off it from a bank card, account, as well as some electronic money systems. After that, your name will be in the common CTP.
Remember that all sites that have a license for registration of the CTP, first make it possible to calculate the cost of the policy. Only then you have the right to make a decision: you need polis or not.