The service service has now achieved this level in which to forward the cash to another person can be any convenient way, without defending the queues and spending time, and transactions are committed both in Russia and other countries. To carry out remittances, a mass of methods are available, each of which is characterized by conditions and tariffs.
Bank translations
To send money through the bank can be cash (in offices) or non-cash payments (from the card). To transfer to the bank's separation, you need to provide your passport, the recipient's account number, bank details, whose client is the recipient. The transfer period and commission interest depends on the conditions of the bank, transaction (international, in Russia or within one city), urgency of dispatch. Usually, the period is not more than 2-3 days, and the Commission is 1-2%. You can familiarize yourself with the conditions in the offices or on the official websites of banks.
You can send money from the card through:
- aTM. Insert your card to the terminal and follow the instructions on the screen to implement the translation. Tariffs and transfer period are usually the same as in cash calculation;
- Personal Area. When sending funds through the Bank's website, the Commission will be from 0 to 2%. At the expense of the recipient, the money is transferred within 2-3 days, on the map - instantly. The translation is carried out immediately after authorization on the bank's website, select translation and administer the recipient data to the appropriate fields. The interface on the service of any major bank is intuitively understood;
- Telephone. Some large banks provide the ability to transfer through a mobile application. Procedure for sending cash similar to transactions through a personal account: Authoritative in the application, select Translation, introduce the amount and proper details. Next, you should only confirm the sending of funds. If you are a Sberbank client, you can also send money through a mobile bank. To do this, send the number 900 with the text: "Translation ### $$$", where # means the recipient's card number, $ is the transaction amount.
Postal translations
In the post office, the transaction of funds is also carried out in Russia and abroad, but geography is limited to translation. To see which countries are implemented, you can the official website of Russian Post. Send money is possible solely at the address of the recipient's post office or, ordering the delivery service for the delivery of money to the recipient for 1.77% of the transaction amount. Translation period is 2 days, and tariffs differ depending on the amount:
Money Transfer Systems
Most payment systems interact with leading banks in Russia and abroad. However, tariffs may vary from 0.3% to 15%, and the period is from hour to day. You can get acquainted with the terms of remittances on the official websites of payment systems. The most popular and popular of them are: Contact, Westorn Union, MoneyGram and Unistream.
To carry out the translation, you need to appear at the service point of one of the systems, provide your passport and recipient data. After making the transfer amount and payment of the Commission, you will receive a receipt where the translation number is specified. Tell it to the recipient so that he can pick up the funds.
Electronic wallets
You can send money through the electronic wallets on the recipient's card, the current account or its electronic wallet. You need to translate:
- authorized on the service
- select translation
- specify the amount and details of the recipient,
- confirm transaction.
The commission and the transfer period will differ depending on the terms of service. Typically, the Commission is not more than 2.5%, and sending time to 2 days.
Translation through social networks VKontakte and classmates
To send funds via Vkontakte service, you need to open attachments in the recipient dialog box and select "Money". Next, specify the amount of translation and details of your card. Data on the recipient map is not required, as they specify the owner of the map when the translation is confirmed. The Commission is established by the service and is at least 0.6% + 20 rubles. Before making a transaction, familiarize yourself with the terms of the social network, since tariffs may vary from translation criteria (type of card, amounts serving bank).
You can learn how to send money in classmates from the video:
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