The development of network trade implies the presence of fast and secure payment methods that would not allow for money transfer through a bank with filling out receipts and make purchases at a convenient time, being at any point of the globe. This led to the emergence of payment electronic systems in the market, which offer users a different list of services and provide the ability to conveniently and safely execute payments and transfer funds to their own accounts or accounts of other users. Such systems are the optimal way of injury to trade, both for individuals and business representatives.
A little about the history of the creation of the electronic payment system PayPal
Paypal Inc. It was formed in 1998, immediately taking a niche of the service of electronic auctions. By the end of 2000, more than 1 million auctions working on eBay were offered their customers to pay orders through PayPal. At the moment, in most American and Western European network stores, PayPal is the leader in making payments and confidently displaces competitors. PayPal is a mediator guarant when making purchases on the Internet. The system provides its services in more than 190 countries of the world, uses about 30 types of currencies and has about 200 million registered users. From 2011 PayPal operates in Russia and Ukraine.
Advantages of the PayPal system
- Globality is the opportunity to pay for purchases anywhere in the Russian Federation in some seconds and abroad.
- Easy use - To perform the operation, you do not need to enter long details of banks and payment cards, it is enough to specify the user ID.
- High degree of security and user data protection. The level of operations classified as fraud in PayPal is much lower than in bank transfer and payment card transactions. With controversial moments between the buyer and the seller, in the event of a buyer's rightness, it is guaranteed a refund of funds in full.
- The ability to automatically exchange currencies if the sender's account has a currency other than the recipient's account. Conversion can be made both within the system and through the bank specified by the sender.
- All calculations in PayPal are produced by "live" money, in contrast to other similar electronic payment systems. By attaching a bank account or billing card to your account, you can implement financial transactions, replenish the balance or withdraw money.
- The opening and content of the account is carried out for free, and the commission has been charged for the current operations. The size of the commission depends on the type of account, the country of residence and the bank service bank.
How to use the PayPal system
For users from different countries PayPal - a separate set of services. The maximum list is available to residents of the United States and Western European countries, China, Australia. For residents of Russia after creating your own account, the payment of payments, binding a payment card to PayPal account, withdrawal to bank accounts in rubles and transfer to WebMoney system.
Registration occurs on the system website, the country of finding the user and the language of the site page is usually determined automatically. First you need to register in the system:
- Select "Personal Account" or "Corporate Account", depending on the type of your activity.
- Enter the country of location, e-mail, come up with password access to your account.
- Specify information about yourself.
- Enter your payment card data. Security code - Usually it is 3 digits indicated on the circuit of the card. If you do not see these numbers, specify the code in the bank, issued a payment card.
- Next to the mailbox you specified will be sent by the PayPal service message asking for an email address confirmation. After the registration is completed, your account will be activated. The operating window of the PayPal system looks like this:
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